Protects directors, officers, trustees, employees, volunteers and committee members, as well as the community association with a broad definition of claim.

Has a "duty to defend" feature that provides legal defense for allegations of wrongful acts and covers associated defense costs.

Provides claims made coverage with reporting of claims "as soon as practicable" after the end of the policy period.

Provides coverage for monetary and non-monetary claims.

Covers punitive and exemplary damages where insurable under applicable law.

Covers lawsuits and allegations involving wrongful termination, discrimination, and general breach of fiduciary duty.

Provides coverage for an independent community management company.

Has optional coverage available for the builder/developer while acting as a member of the Board